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Health Insurance for International Students in the US

Health insurance for international students in the US is a vital consideration when planning to or studying abroad.

The US is one of the prime study destinations for international students. For this reason, the number of international students pursuing degrees in the United States increases yearly.

In fact, according to Statista over 900 thousand international students studied in the US during the 2021-2022 academic year. This growing population faces a pressing challenge—obtaining adequate and affordable health insurance as international students in the US.

If you have no proper coverage, unexpected medical costs could derail your educational goals. Thus, utilizing health insurance options should be a top priority for incoming international students.

In this blog post, we will provide you with a guide to health insurance for international students in the US.

Our goal is to equip you with insights about health insurance for international students in the US so you can stay healthy and focused on your studies.


So, whether you are a new or returning international student, understanding health insurance for international students in the US is vital for your success and peace of mind.

Let’s begin the exploration.

Understanding the US Healthcare System

The US healthcare system includes both public and private insurance options. Public programs like Medicare and Medicaid serve specific groups, while most under 65 receive employer-sponsored or individual private coverage.

Healthcare costs in the US are high compared to other nations. Data shows the average 2020 premium for employer plans exceeded $7,500 for individuals and nearly $22,000 for families.

Deductibles and other out-of-pocket expenses further increase costs. For instance, the average individual plan deductible totaled $1,644.

While the Affordable Care Act expanded access, paying for care remains challenging without insurance.

As an international student, understanding the complexities and expenses of the US system is key.

It is important to mention here that, international students studying in the US are not eligible for government-sponsored health insurance. However, many universities offer student insurance plans that are easy to enroll in. Some schools might also let you select your health insurance plan.

Understanding the health system and insurance in the US will help protect your finances and well-being while studying in America, where universal healthcare is not guaranteed.

The Need for Health Insurance

As an international student, health insurance is not just a recommendation – it is an absolute necessity. There are several important reasons why having adequate coverage is critical.

(a) Limited Coverage from Academic Institutions.

University health services offer limited care for enrolled students only. According to a 2019 study, over 90% of U.S. colleges charge for appointments, lab tests, and prescriptions through their student health centers. So relying solely on your academic institution for healthcare will likely be insufficient.

(b) High Cost of Healthcare in the US

As mentioned earlier, healthcare costs are exceptionally high in America. Data from the Kaiser Family Foundation shows the average cost of a 3-day hospital stay is around $30,000. And a broken arm can result in bills over $2,500. Without insurance, you would be responsible for covering these steep fees.

(c) Visa Requirements

Moreover, international student visa requirements mandate that you have health insurance coverage. F1 and J1 visa holders must follow strict guidelines to maintain legal status, including carrying adequate health insurance. Failure to comply could jeopardize your education.

(d) Peace of Mind

Maintaining insurance coverage gives peace of mind to both students and their families. You can focus on your studies rather than worrying about medical costs.

Types of Health Insurance Plans for International Students in the US.

As an international student in the U.S., you generally have two main options for health insurance coverage: university-sponsored plans or private health insurance. Understanding the pros and cons of each will help you determine the best choice.

  1. Student Health Insurance Plans (SHIPs) 

Student Health Insurance Plans (SHIPs) are group plans offered by many colleges and universities. According to a 2016 U.S. Government Accountability Office report, over 500 schools required students to have health insurance and the majority participated in SHIPs.

SHIPs allow you to directly enroll through your academic institution. Coverage lasts for one academic year and can meet J-1 and F-1 visa requirements. However, SHIPs typically have more limited provider networks focused around campus and lack portability if you transfer schools. They may also have caps on benefits or coverage.

2. Private health insurance

Private health insurance includes individual and family plans purchased from insurance companies or the Health Insurance Marketplace. Based on data from IMG Academy, average monthly costs for international student health insurance plans in 2022 range from $63 for catastrophic coverage to $189 for comprehensive plans.

Private plans offer flexibility since you can keep the same coverage if transferring schools or traveling. Provider networks are also much broader nationally. However, private plans involve researching options, comparing benefits, and directly enrolling off-campus. Application timing and processes can also be strict.

Ultimately there are trade-offs between SHIPs and private insurance in terms of coverage continuity, flexibility, costs, and convenience. Carefully weighing your specific needs will help determine if university-based or private health insurance is the optimal choice.

Moreover, enrollment for university-sponsored health insurance usually coincides with academic calendars. You’ll need to sign up by set deadlines and pay premiums directly to your school, which acts as an intermediary with the insurance company. Be sure to follow your institution’s specific guidelines for applying.

Before selecting campus-based insurance, carefully compare costs and coverage to individual private plan options.

Understanding Health Insurance Terminology

Navigating health insurance requires familiarity with key healthcare terms. Here are some main concepts to understand:

  • Premiums – The upfront recurring cost paid monthly or yearly to have coverage. Premiums are set by the insurance company based on the plan type and level of coverage.
  • Deductibles – The amount you must pay out-of-pocket before insurance starts contributing towards costs. For example, a $1,000 deductible means you pay 100% of bills until you reach $1,000.
  • Copays/Coinsurance – The set fee per visit (copay) or percentage of costs (coinsurance) you owe for covered services after meeting your deductible. A $20 doctor visit copay means you pay $20 at the appointment.
  • Out-of-Pocket Maximum – The limit on total expenses you have to pay in a plan year before insurance covers 100% of additional costs. This caps your annual healthcare expenses.
  •  Network Providers – The doctors, hospitals, and facilities covered under your insurance plan. Seeing out-of-network providers results in higher out-of-pocket costs.


Reading your policy documents is essential to fully understanding covered services, associated costs, exclusions, and plan limitations. Reach out to providers to clarify any unclear healthcare or insurance jargon. Becoming an informed healthcare consumer will help you maximize benefits.

Health Insurance Regulations for International Students

There are specific health insurance requirements international students must meet related to visa status and federal regulations.

  • According to U.S. immigration laws, students on F-1 or J-1 visas must maintain adequate health insurance coverage for the duration of their studies. Government sites including provide official mandates around acceptable plan minimums to comply with visa terms. Violating these requirements could lead to legal consequences impacting your education.
  • Additionally, international students must follow Affordable Care Act standards just like domestic students when filing taxes. Under the ACA, individuals must have qualifying health coverage or face potential tax penalties. More details can be found in the IRS tax code and publications outlining exclusions and exemptions.
  • If you change your visa status during your studies, such as transitioning from F-1 to H-1B, ensure you understand how this impacts health insurance requirements. Immigration attorneys and government resources can provide guidance on maintaining compliance when visa standings change.

Adhering to current insurance regulations protects your legal status as an international student. Be sure to stay up to date on any changes and seek assistance from qualified experts if you have questions or concerns.

What to Do in Case of a Medical Emergency

Knowing how to respond to a medical crisis can reduce stress and ensure you get needed care without delay. Here are tips for medical emergency preparedness:

(a) According to reputable sources like the Mayo Clinic, your immediate priorities during any emergency should be to: assess the situation, call emergency services if needed, provide first aid and comfort to the injured, and gather relevant medical information. Remain focused on the emergency at hand until the person is under professional care.

(b) Contact your health insurance provider as soon as possible after seeking initial emergency treatment. You will need to supply information so they can process claims, authorize follow-up care, and apply benefits based on your policy. Refer to your insurance ID card for provider phone numbers and policy information they will request.

(c) Under the Affordable Care Act, all ACA-compliant health plans must cover essential emergency services regardless of provider network at the same cost shares. So, visit the nearest hospital or emergency room to get urgent care rapidly. Your insurer will cover out-of-network emergency care per federal law.

(d) Staying calm, getting emergency care immediately, and connecting with your provider for claims support will help you navigate any medical crisis. We wish you good health and safety during your educational journey.

Tips for Managing Health Insurance as an International Student

(I) Stay organized

Staying organized with your insurance documents is key for accessing care and managing claims. Experts like those at International Student Insurance recommend keeping physical or digital copies of your insurance card, policy, prescription info, and other records. Make sure documents are safely stored but easy to access if needed.

(ii) Review Your Coverage Regularly

Regularly review your coverage before enrollment periods end to evaluate if your current plan still meets your needs. Factors like school changes, visa status, or turning 26 impact coverage options. Government resources like outline qualifying life events that allow for special enrollment in ACA marketplace plans if your situation changes.

(iii) Explore Free Preventive Services

Take advantage of free preventive services like annual checkups, screenings, and immunizations which are fully covered under the ACA. The CDC provides schedules outlining recommended preventive care based on factors like age, gender, and medical history. Staying up to date helps you maintain health and prevent issues before they start.

(iv) Utilize Campus Health Services

Making use of campus health services for minor concerns can also save money compared to private clinics. And establish care with a local provider for a go-to contact for non-emergency concerns.

Final Thoughts

In closing, obtaining adequate health insurance is an essential consideration for international students studying in America.

The complex US healthcare system means coverage is critical for your well-being and financial security.

Thoroughly understand visa requirements, compare university and private plan options, and evaluate your specific needs when selecting coverage.

Also, become familiar with healthcare terms and emergency protocols.

Staying organized with documents, reviewing policies annually, using preventive services, and tapping campus health resources will further help you manage insurance wisely during your time stateside.

With proper planning, you can secure health insurance as an international student that meets legal obligations and provides robust protection.

This allows peace of mind so you can focus fully on academic excellence. America offers world-class education but lacks universal healthcare, so plan proactively.

With these insights in hand, you can make informed choices and obtain coverage that safeguards your goals for educational advancement.


When Opportunity Knocks: A List of the Best Study and Work Programs in Canada

Year in, year out, there’s an influx of students from across the globe to Canadian universities in search of a bright future. However, many struggle to meet up due to the exorbitant costs. In such circumstances, study and work programs in Canada usually come to the rescue, thereby providing learners with opportunities for combining quality education and income earning.

READ ALSO: 9 Best Medical Schools in Canada for Aspiring Doctors

According to the National Statistics Office of Canada, there were 621,565 international students in Canada in 2021, and experts estimate approximately 20% participate in co-op and work-study programs as a means to gain professional experience and income during their academics.

In this post, we’ll explore how work and study programs in Canada empower international learners. We’ll delve into the benefits, help choose the right option for you, highlight quality programs across Canada’s academic landscape, and simplify the application process.

The most interesting part is that, if you plan carefully and prepare adequately, you too can access life-changing experiences.

You don’t believe me?

Let the facts and insights ahead expand your notions of what’s possible.

Come with me!

The Benefits of Study and Work Programs in Canada

These allow students to combine academic studies with paid or unpaid work experience in Canada. They can help students gain valuable skills, earn money, and explore the country and culture.
Specifically, here are six benefits of these programs for international students:

(a) Improve your language skills

Working and studying in Canada can help you improve your English or French skills, depending on where you work. You can practice your communication skills in real-life situations, learn new vocabulary, and improve your pronunciation and fluency. Again, you can take language courses or tests to boost your proficiency level.

(b) Enhance your resume

Having work and study experience in Canada can make your resume stand out from the crowd. You can show employers that you have international exposure, intercultural competence, and adaptability. You can also demonstrate your skills and achievements in different fields and sectors.

(c) Expand your network

Working and studying in Canada can help you build connections with people from diverse backgrounds and professions. You can network with your classmates, professors, co-workers, supervisors, and clients. You can also join clubs, associations, or events to meet new friends and contacts.

READ ALSO: 7 Key Benefits of International Student Health Insurance in Canada

(d) Explore your options

Working and studying in Canada can help you explore your academic and career interests and goals. You can try different courses, majors, or minors to find out what suits you best. You can also experiment with different types of jobs, industries, or roles to discover your strengths and passions.

(e) Earn money

Working and studying in Canada can help you earn money to support yourself and your education. You can find part-time, full-time, or seasonal jobs that match your schedule and skills. You can also apply for scholarships, grants, or bursaries to reduce your tuition fees.

(f) Enjoy the experience

Working and studying in Canada can help you enjoy the experience of living in a different country and culture. You can travel around the country, visit famous landmarks, or experience natural wonders. You can also immerse yourself in the Canadian lifestyle, customs, values, and traditions.

How to Choose the Right Work and Study Programs in Canada.

While choosing a work and study program in Canada, there are many factors you should consider, including:

(i) Field of study and alignment with career goals

Consider work arrangements relevant to your program and interests. Experience in your desired industry can directly boost qualifications and employability after graduation.

(ii)  Location 

Search how the program’s geographic area provides access to meaningful work opportunities, professional networks, culture, and lifestyle. Highly populated cities tend to offer more options.

(iii) Duration 

Shorter programs of one semester provide a taste of work, while year-long arrangements allow more time to gain deeper experience. Evaluate your timeline and level of commitment.

(iv) Program reputation and outcomes 

Look at potential earnings, job placement rates, employer satisfaction, and alumni reviews. These indicate the quality of work experiences and careers enabled by the program.

(v) Admission requirements

Be sure you meet and can compellingly demonstrate the qualifications and attributes sought by the program, such as GPA, past experience, interview performance, etc.


Notable Study and Work Programs by Field

1. Business

Reputable business schools across Canada offer co-op and work-integrated learning programs that combine business education with practical paid work terms in fields like accounting, finance, marketing, human resources, and management.

If your discipline is business-related, you can try your luck at the Schulich School of Business at York University which offers a variety of work-study programs for international students, including the Schulich International Experience Program (SEP), which allows students to work up to 20 hours per week off-campus during the semester.

Rotman School of Management at the University of Toronto also offers the Rotman International Experience Program (RIEP), which allows students to complete a work term in their field of study. Also, HEC Montréal offers the HEC International Co-operative Education Program (ICEP), which allows students to complete work terms in their field of study.


Major science and technology institutions provide co-op programming where students undertake 12-16 months of professional placements related to disciplines like engineering, computer science, and applied sciences.

STEM students can apply their technical competencies while also developing project management and communication abilities valued by tech employers.

If stem is your thing, the University of Waterloo provides the Waterloo Co-operative Education Program (Co-op), which allows students to complete work terms in their field of study.

READ ALSO: 7 Key Benefits of International Student Health Insurance in Canada

Moreover, the University of British Columbia gives international students the opportunity for the UBC Co-op Program, which allows students to complete work terms in their field of study.

3. Healthcare

If you’re a future healthcare practitioner you’ll be paired with hospital and clinic employers for clinical placements and practicums integrated into their studies.

These experiences allow healthcare students to gain practical experience and forge professional connections under supervisor guidance.

You can apply at the University of Toronto which, in conjunction with, the Michener Institute of Education at U of T, offers a variety of healthcare programs, including work-study programs.

Again, McMaster University offers the McMaster Co-operative Education Program (Co-op), which allows students to complete work terms in their field of study.

The University of Calgary offers the Cumming School of Medicine, which offers a variety of healthcare programs, including a work-study program.

4. Computer Science & Technology

Tech-focused co-op programs match students with employers for 4-8 month work terms to take on roles and projects that help build industry-relevant skills in coding, systems analysis, data analytics, cybersecurity, and more.

Tech work exposure clarifies specializations and types of organizations a student may wish to pursue post-graduation.

If you’re a computer science student, you can check the University of Waterloo offers the Waterloo Co-op Program, which allows students to complete work terms in their chosen career. The

The University of Toronto also offers the U of T Engineering Co-operative Education Program, which allows students to complete work terms in their area of expertise.

5. Humanities & Social Sciences

Paid work terms place students at cultural institutions, non-profits, startups, communications firms, and other organizations where they contribute skills in research, writing, policy, education, community engagement, and more.

This experience assists humanities students with transitioning their versatile competencies into graduate studies or careers. Is this your area?

Try your luck at the University of Toronto which provides the International Experience Program (IEP), which allows students to study at another university in Canada for a semester or year. During their exchange, students can also work up to 20 hours per week off-campus.

Additionally, McGill University provides the McGill International Student Exchange Program (ISEP), which allows students to study at another university in Canada for a semester or year. During their exchange, students can also work up to 20 hours per week off-campus.

Moreso, the University of British Columbia offers the UBC Exchange Program, which allows students to study at another university in Canada for a semester or year. During their exchange, students can also work up to 20 hours per week off-campus.

How Should You Apply?

If interested in securing a spot in a study and work program, key steps in the application process often include:

  • Extensively researching programs and narrowing down top choices that fit your needs and goals. Reach out to current students for insider perspectives.
  •  Confirming eligibility by meeting all requirements related to academics, language proficiency, work authorization, and other prerequisites.
  • Closely review admission requirements for programs under consideration. Typical requirements include GPA minimums, test scores, interviews, essays, prior experience, etc.
  • Honestly assess your competitiveness and ability to demonstrate alignment with the program’s qualifications. Identify any potential gaps needing improvement.
  • Prepare a strong application package accentuating skills, knowledge, achievements, and attributes that make you a strong candidate. Draw on specific examples.
  • Highlight relevant work, volunteer, extracurricular experience, and interests. Tailor materials to each program.
  • Draft polished essays and responses that provide cohesive narratives illustrating your motivations, competencies, and goals.
  • Submit all required documents and materials before specified deadlines. Many programs have rolling admissions with early application ideal.
  • If offered acceptance, promptly complete any additional paperwork, payments, or prerequisites to secure your place in the program.
  • Reach out to current students or alumni for tips on how to maximize the program experience.


There’s no gainsaying that in today’s highly competitive global job market, robust work experience gives graduates an undeniable advantage.

Study and work programs offer international students an appealing way to gain such experience as part of their overseas education.

With strategic selection of a program suited to one’s goals and diligent application efforts, participants can reap lifelong rewards.

However, outcomes ultimately depend on each student making the most of their program experience.

Do thorough research to determine if this immersive learning route is the right fit.

For motivated students seeking to enrich their academics while kickstarting careers, study and work programs in Canada provide impactful opportunities.

Top 11 Universities in Quebec for International Students

Are you an international student? Are you looking for the best universities in Quebec for international students?

You’ve come to the right place.

You may have heard or read this before. But in case you’ve not, Quebec is home to some of Canada’s top-ranked and most affordable universities for international students.

But with so many options, choosing the right university can be a herculean task for students.

READ ALSO: 10 Best Places to Stay in Quebec City as an International Student.

That’s why we’ve compiled this list of the 11 highest-rated universities in Quebec that international students are falling over each other for.

These universities in Quebec boast strong academics, alumni networks, lively campus cultures, and often cheaper tuition compared to other Canadian provinces.

So, what’s your target?

Are you looking for a research-intensive university? Or a small liberal arts college?  A leading engineering school? Quebec has universities that can tick all your boxes appropriately.

In this article, we’ll give you an expose on McGill, Concordia, Université de Montréal, and other renowned institutions so you can find your best fit.

At the end of it all, you’ll have a clear picture of the top universities in Quebec for international students.

From costs and scholarships to application deadlines, we’ll cover everything you need to know to make an informed decision.

Does this sound good?

Alright, let’s dive in and explore the 11 most exciting universities in Quebec for international students! But before then, let’s discuss some vital reasons you should consider studying in Quebec City. We’ll equally explore factors to consider before choosing a university in Quebec

But wait, why do you want to study in Canada?


Why You Should Study in Quebec as an International Student

You may be wondering: ‘’Why do international students flock to Quebec for their studies?

Well, there are tons of great reasons, so let’s dish them out.

  • Quality Education

Quebec universities offer top academics and research opportunities at an affordable price. With average undergraduate tuition around $16,000 CAD, studying in Quebec costs significantly less than in places like the UK, USA, or Australia.

  • Student-friendly Cities

Quebec City has phenomenal student cities with vibrant cultures, music scenes, events, and outdoor activities galore. This includes skiing Mont Tremblant to celebrating the world-famous Jazz Fest each summer, student life here is exciting!

  • Opportunity to Learn French

Do you want to study French? Then Quebec should be your preferred destination. Quebec provides a unique opportunity to master French, an asset on your resume and a key language of business and diplomacy worldwide. Improving your French skills opens doors professionally across Europe, Africa, and more.

  • Open and Progressive Mindset

Quebec society has a joyous, open, and progressive mindset that international students love. People here know how to work hard and play hard.

  • Pathway to Permanent Residency

Canada provides a pathway to permanent immigration through programs like Express Entry after graduation. This gives many international students in Quebec to stay and launch their careers and lives here.

Key Factors for International Students to Consider When Choosing a University in Quebec

Choosing the right Quebec university as an international student is an important decision. Here are key factors to consider during your search:

  • Look at program offerings and specialty areas at each school to find the best fit for your academic interests. Know what you want to study before you apply.
  • Consider the language of instruction. Most universities here offer courses in English and French. Determine your comfort level for learning in each language.
  • Research the application process and deadlines, tuition fees, scholarships, and budget for each university. Make sure it is financially feasible.
  • Learn about the campus culture and student life at schools that interest you. An active campus with diverse clubs and activities can really enhance your study experience abroad.
  • Check out the city or town where the university is located in Quebec. Montreal and Quebec City are big metros with lots to do. But smaller college towns have their own charm too.

READ ALSO: 9 Best Medical Schools in Canada for Aspiring Doctors

  • Talk to current international students at your top choice universities to get insider perspectives. Their experiences can help you make the perfect pick to study in Quebec.

11 Highest-Rated universities in Quebec for international students

Having considered why international students should study in Quebec and the key factors to consider before choosing a university, it’s time to get into the meat of this blog and explore the top 11 universities in Quebec for international students.

  1. The McGill University.

This research-based institution is located right in downtown Montreal and is often called the “Harvard of the North.”  McGill boasts of top-ranked programs in medicine, engineering, law, education, arts, and many more. Over one-fourth of students hail from abroad, thereby giving McGill a very global and vibrant campus culture. They offer excellent English-language programs, though French is also common on campus and in Montreal. One hassle for international students is, that McGill tuition isn’t cheap. Arts and science students spend approximately $22, 000 CAD annually as tuition. But they offer strong scholarships and financial aid options.

  1. The Concordia University

Concordia University is known for its artsy and open vibe. Concordia first opened its doors in 1974 after a merger between two smaller colleges – hence the name “Concordia.” This mid-sized university has various academic programs spanning engineering, business, fine arts, and humanities. Around 20% of Concordia’s student body comes from overseas. Campus life here is active. Concordia has a laid-back and progressive atmosphere. Tuition fees are lower than McGill at around $17,000 CAD annually.

  1. Université de Montréal

Université de Montréal is Quebec’s second-largest university. “UdeM”, as fondly called, has the highest research income of any French-language university in the Americas.  It is made up of 13 faculties, offering quality programs in the sciences, social sciences, law, engineering, and medicine. Over 7,000 international students attend UdeM each year. The campus is divided into north and south, with student life centered on lively Rue Saint-Denis. Average international tuition here comes in around $18,000 CAD.

  1. Université Laval.

Established in 1852, Universite Laval is the first French-language university in North America. How cool! Université Laval is best known for its innovation, research, and advanced facilities like the CHU de Québec hospital. Over 12% of the student body is from overseas, hailing from around 150 countries. Notable alumni include former Canadian PM Brian Mulroney and author Anne Hébert. Undergraduate tuition is around $17,000 CAD yearly.

  1. Université de Sherbrooke

Université de Sherbrooke is located in Quebec’s Eastern Townships about two hours from Montreal. It’s a small city but, don’t let that deter you. Sherbrooke offers big opportunities. Areas of research strength include neuroscience, biotech, IT, and environmental sciences. Campus life includes the trendy Bishop Mountain neighborhood with student housing, cafes, and pubs. Sherbrooke is considered one of the more affordable universities in Quebec for international students, with tuition around $14,000 CAD on average.

  1. École Polytechnique

École Polytechnique is reputed as one of Canada’s top engineering schools. Polytechnique is part of the Université de Montréal system but focuses solely on math, science, and engineering. Women make up 30% of Polytechnique’s student body today, after the tragic 1989 mass shooting that killed 14 female students. A memorial on campus honors their memory. Polytechnique has educated many of Quebec’s astronauts, scientists, and tech innovators. Undergraduate tuition runs around $18,000 CAD per year.

  1. HEC Montréal

HEC Montréal is a world leader in business education with a growing international student body. In HEC, you can study courses in accounting, finance, analytics, marketing and more. Around 10% of students come from abroad, and hail from some 60 countries worldwide. HEC has satellite campuses in Paris and Tokyo – sweet student exchange opportunities! Annual tuition fees are typically $20,000 CAD for international BBA and MBA students. However, HEC has deep corporate partnerships that provide scholarships.

  1. École de technologie

ETS churns out work-ready engineers and tech graduates to meet industry demand. The school has expertise in construction, manufacturing, telecom, and sustainable energy. ETS has the highest admission standards of any engineering school in Quebec. Their Co-op programs place students into paid internships. International tuition runs around $18,000 CAD per year.

  1. Université du Québec à Montréal

Université du Québec à Montréal is a dynamic and multifaceted public university with six campuses across Quebec’s largest city. UQAM began in 1969 and has grown into the 4th largest university in the province. Notable programs include urban studies, design, finance, and psychology. UQAM is francophone but has resources to support international students. Tuition fees are around $16,500 CAD per year.

  1. Bishop’s University

Bishop’s University is a small liberal arts college with some huge benefits. The Location is Sherbrooke.  Bishop’s intimate campus has only 2,500 students. Class sizes stay small, averaging just 30 students. Over 20% of students come from overseas, ensuring a global perspective. Academic strengths include business, natural sciences, and health sciences. First-year tuition is around $18,000 CAD.

READ ALSO: How to Get Permanent Residency in Canada After Studies- Guide for International Students.

  1. Université du Québec à Trois-Rivières

UQTR offers strong forestry and engineering programs fitting its location between Montreal and Quebec City. Fun fact – UQTR has the second-largest collection of insects and spiders in Canada with over 3 million specimens! International undergrads pay around $15,500 CAD in annual tuition fees.

Wrapping Up

We’ve covered the 11 highest-rated universities in Quebec for international students. And beyond all reasonable doubt, the province of Quebec has no shortage of top-tier universities for international students to choose from.

Are you dreaming of exploring Montreal’s bustling streets or studying at an English language center like McGill University? Whatever your dream is, Quebec has options to launch your global future.

The schools we’ve covered today are just a sample of what this French-speaking province offers.

If you consider factors like programs, language, costs, and campus culture, you can find your perfect fit in Quebec. All you have to do now is take the leap to study abroad in one of Canada’s most vibrant, welcoming, and student-friendly destinations.


9 Best Medical Schools in Canada for Aspiring Doctors

If you’re an aspiring doctor in Canada the foremost decision you’ll make is to choose from this list of the best medical schools in Canada.

As you may have known, qualifying as a medical doctor in Canada takes over ten years. This long journey is not what you can begin on a faulty foundation. Hence, you should carefully and tactically select a medical school that can help make this long journey smoother.

Your choice of medical school determines the kind of medical doctor you become, all things being equal.

For this reason, you need to find the medical school that’s the best fit for you.

It’s not always easy, but it’s something worth doing.

According to Wikipedia, there are 17 accredited medical schools in Canada. If that’s the case, how, then, do you even begin to narrow it down?

Anyway, you’re in luck, we’ve shortened the long and rigorous walk for you by engaging in an in-depth analysis of the 10 best medical schools in Canada.

READ ALSO: How to Get Paid to Study Nursing in Canada: 7 Nursing Scholarships in Canada for International Students. 

We chose these schools based on factors like quality of education, research output, acceptance rates, tuition fees, reputation, and graduate career prospects.

In the long run, you’ll have a comprehensive overview of each school and a clear picture of which aligns with your goals and aspirations.

Discover which aligns with your goals—seeking research intensity? A tight community? Strong clinical rotations? You will find your perfect match.

So let’s dive in and devour the list of the best medical schools in Canada.

How Did We Arrive at This List?

As we said earlier, choosing the right med school is a crucial decision. You’ll spend the next 4+ years of your life at this place.  It’ll shape the kind of doctor you’ll become.

No pressure, right? So, you should find the school that fits you best.

But, how do you even begin your search?  Here are the key criteria to help arrive at the best fit for you:

  • Quality of education – Does the university have a smaller class size an innovative curriculum, and a top-notch faculty? You’ll learn best somewhere you feel engaged and supported.
  • Research opportunities – Will the medical school provide opportunities for cutting-edge studies, research, and published papers? Some schools are better in this regard than others.
  • Hands-on training – Is the medical school practical-oriented? Does it provide opportunities to learn on real patients? Schools connected to major hospitals give prime clinical access.
  • Support services – You’ll need academic, financial, and mental health support to thrive in this demanding career. Your choice should include a medical school that considers the well-being of the trainee a priority.
  • Reputation and rankings – Prestigious schools open doors for residencies and jobs down the road.
  • Tuition fees – It’s an established fact that medical school ain’t cheap. Does the school provide alternative costs and financial aid options? State-funded schools tend to be more budget-friendly.
  • Location – Where is the school situated? Urban campuses offer more diversion, and rural ones greater community. Go somewhere that suits your personality.
  • Culture and vibe – Find your tribe. The overall environment and community matters.

The ball is in your court to decide what’s most important for reaching your goals. Time to dive into the meat of the post–the 10 best medical schools in Canada.

READ ALSO: How to Immigrate to Canada as a Nurse in 2023

10 Best Medical Schools in Canada for Aspiring Doctors

1. University of Toronto Faculty of Medicine

As Canada’s number one medical school, the University of Toronto is a research powerhouse known for pioneering discoveries. With the country’s largest medical research budget, ample funding enables bold projects across every specialty in state-of-the-art labs. Publishing faculty share the latest findings, and an MD/PhD program nurtures scientific inquiry.

Eager to perform original studies?

You’ll thrive here. If not, no worries – research is optional. Focus instead on acing clinical rotations at U of T’s partner hospitals, which see over 1 million patients annually. This prime exposure readies you for residencies and beyond.

medical schools in Canada

This Toronto school also earns high marks for student satisfaction and mental health resources. However, expect big city hustle and high living costs. With ultra-low admission rates, applicants need stellar academics and well-rounded achievements. U of T sets the bar high, so bring your A-game!

2. McGill University Faculty of Medicine

At Montreal’s McGill University, expect a broad scope education along with opportunities to drill down on special interests. The curriculum incorporates case-based learning, clinical skills training, and research projects.

Known for producing well-rounded humanistic physicians, McGill focuses on hands-on patient experience. Hospital rotations start early in year 1. By graduation, you’ll have supported hundreds of patients under mentorship.

McGill also offers joint programs in public health, biomedical research, global health, and epidemiology. Customize your training through diverse electives and learning tracks. Participate in ongoing studies or design your own. Present at conferences and publish papers.

Campus life benefits from Montreal’s bilingual vibrant culture. Yet McGill still retains an intimate grad student vibe. Support services encourage work-life balance for student wellbeing.

Applicants need competitive GPAs, MCAT scores, and references. Francophone and Indigenous students may receive priority. Extra points for music, arts, languages, athletics, and leadership too.

3. University of British Columbia Faculty of Medicine

UBC Medical School takes a clinical focus with active patient interactions from day 1. Distributed learning sites provide broader access to healthcare settings and communities across BC.

The case-based curriculum covers core concepts and then leaves room to tailor your path. Options include an MD/PhD, and joint degrees in public health, business, policy, law, and more.

Research at UBC Med runs the gamut from bench science to population health. Partner hospitals offer ample opportunities to participate. Make an impact through Indigenous health initiatives too. Outreach programs build relationships between future doctors and communities.

Vancouver’s laid-back lifestyle beckons beyond the books. Enjoy the great outdoors, arts, culture, food, and diversity of a world-class city. Check out clubs, recreational sports, and wellness activities on campus.

UBC receives 5x more applications than available seats. Expect stiff requirements: high GPAs, MCAT scores, research experience, and rounded application. Indigenous, rural, and military applicants may get a boost.

4. University of Alberta Faculty of Medicine and Dentistry

The U of Alberta Medical School takes a community-focused approach. Distributed campus sites across the province emphasize rural, remote, and Indigenous healthcare.

Ongoing outreach programs connect students with diverse populations early on. Learn cultural sensitivity and teamwork through case studies and group projects.

The curriculum follows an integrated systems-based model with an emphasis on critical thinking. Simulation labs and clinical experiences reinforce learning in family medicine, psychiatry, surgery, internal medicine, and more.

Research strengths include cancer, diabetes, neuroscience, cardiovascular, and transplant medicine. Partner with faculty on studies at the forefront. Publish papers as lead author.

Edmonton’s vibrant arts scene balances studies. Outdoor enthusiasts will love the river valley trails just minutes from campus too.

To get in, expect to score very competitively on GPA, MCAT, CASPer test, references, and interviews. Rural, military, and Indigenous students may get a boost.

5. McMaster University Michael G. DeGroote School of Medicine

McMaster takes an innovative small-group approach with problem-based learning modules. Work closely with classmates and faculty mentors to tackle real-world medical cases.

The 3-year condensed program provides early patient experiences through clinical placements. Primary care focus emphasizes communication, professionalism, diagnosis, and treatment planning.

Research in primary care, aging, chronic disease, and population health drives discoveries to impact communities. Scholarly projects are expected before graduation.

Located in Hamilton, Ontario, Mac med students enjoy proximity to Toronto’s big city attractions. On campus, find green spaces, rec facilities, and vibrant student life.

Applicants should demonstrate academic excellence, critical thinking, communication skills, and passion for medicine. Rural and Indigenous students may be favored. CASPer test required.

6. University of Calgary Cumming School of Medicine

The U of Calgary med school focuses on competencies for tomorrow’s doctors. Learn in state-of-the-art simulation labs before treating real patients in 100+ partner clinical sites.

Distributed learning at rural regional campuses, hospitals, clinics, and cancer centers expands exposure. Customizable electives are available too.

Research spans oncology, neuroscience, cardiovascular, chronic diseases, and community health. Partner with faculty on clinical trials, policy development, and knowledge translation.

Calgary’s sunny location at the foothills of the Rockies feeds those adventure cravings. Easy access to mountain escapes, festivals, and natural wonders. Vibrant student life on campus.

With a broad pool of applicants, you’ll need to stand out with high GPAs, MCAT performance, diverse achievements, strong references, and interview skills.

7. Western University Schulich School of Medicine & Dentistry

Western Med School provides early patient contact and small group learning for personalized education. The clinical focus prepares graduates to practice in underserved communities.

The 3-year condensed program fast-tracks students into clerkships across family medicine, internal medicine, psychiatry, surgery, pediatrics, and more.

Research strengths include neuroscience, cancer, imaging, epidemiology, and Indigenous health. Plentiful opportunities to get involved in faculty projects, including in the new medical innovation building.

Located in London, Ontario, Western students enjoy a full range of campus life with green spaces, arts, music, sports, and nearby big city attractions.

Applicants should demonstrate excellent GPAs, MCAT performance, communication skills, passion for medicine, and breadth of experience. CASPer test required.

8. Queen’s University School of Medicine

Queen’s Med fosters independent learning and critical thinking skills through clinical exposures, simulated practice, lectures, and small groups. The block schedule allows focus on one subject at a time.

The program emphasizes understanding not just what and how, but why – digging into the root causes of illness. Research focus areas include cancer, cardiovascular, inflammation, neuroscience, and mental health.

Queen’s draws students from across Canada who become part of the tight-knit Kingston community. Historic charm meets modern amenities for quality student living. Outdoor options abound with nearby lakes and provincial parks.

Academic excellence is expected, along with communication skills, resiliency, professionalism, and well-roundedness. CASPer test required. Rural and Indigenous applicants may be prioritized.

9. Dalhousie University Faculty of Medicine

Dal Med takes a collaborative competency-based approach to prepare physicians as lifelong learners and leaders. The curriculum integrates clinical experiences, simulation, lectures, and small groups.

Core rotations and electives provide broad exposure to family medicine, pediatrics, surgery, internal medicine, and more. Distributed sites expand access to diverse communities and specialized settings.

READ ALSO: Choosing the Right Health Insurance Plan as an International Student in Canada: Your Path to Medical and Financial Security.

Research strengths include neuroscience, heart health, cancer, population health, and medical education. Both independent and group opportunities to advance discoveries.

Halifax provides big-city amenities with small-town charm by the ocean. Outdoor access, arts and culture, restaurants, and student activities balance studies.

To get in, you’ll need outstanding GPAs, MCAT performance, references, and well-rounded achievements. Focus on rural, military, and Indigenous communities a plus.

This overview of the top 10 medical schools in Canada just skims the surface of all each has to offer. Take time to dig deeper into their websites, virtual tours, blogs, forums, etc. Attend info sessions and campus visits once allowed. Talk with current students. Determine the best fit for you based on the criteria important to your success and happiness as a future doctor. Wishing you clarity and confidence as you embark on this journey!



We’ve covered a lot of ground exploring the 10 best medical schools in Canada. We used criteria like quality of education, research, clinical training, culture, costs, and more to arrive at these choices.

What do you want to achieve with your admission into medical school? Reflect on your priorities. Then, reach out to current students for inside perspectives.

Deciding which medical school to attend is a big decision, but you’ve got this!

Trust your instincts.

Think about where you wish to find yourself over the next 10 years. The school that ticks all your boxes is the right one for you.

You’re going to make an amazing doctor someday. We’re rooting for you.

Have any questions, suggestions, or contributions? Our comment section is always open to you.

Catch you later.


10 Best Places to Stay in Quebec City as an International Student.

Finding the ideal place to live while studying abroad can feel strenuous, especially while looking for places to stay in Quebec City, Canada. Landing in Quebec City, and choosing housing is a major decision!

You may feel concerned about picking the right area that’s affordable, safe, and close to campus without being too known as a student area. It’s understandable to feel incapacitated when evaluating places to stay in Quebec City!

READ ALSO:  7 Unforgettable Winter Adventures for International Students in Canada

My friend Lucy from Nigeria felt stressed about finding affordable housing in Quebec City. She toured 20+ apartments before finding a comfortable place she loved in Limoilou. It required effort but was worth it!

Now, I want you to take a deep breath.

Choosing housing in a new city is stressful. But with planning, research, and local advice, you can find great places to stay in Quebec as an international student.

Quebec City offers wonderful housing options.

So, let’s explore the 10 best places to stay in Quebec City as an international student.

Factors to Consider while Searching for Places.

Let’s start this journey by discussing some key factors international students should consider when choosing places to stay in Quebec City. I know you’ve got a whole listicle of needs and wants as you look for the perfect place to call home during your studies. However, I want you to consider these factors:

  • First up, budget is probably top of mind. Quebec City offers very affordable rent prices compared to other big Canadian cities. But prices can still vary quite a bit between different neighborhoods. Ensure you crunch those numbers and get a sense of average rental rates in places you’re interested in. Landing within your budget is critical.


  • Proximity to campus is another biggie. Quebec City’s universities aren’t all concentrated in one place; they’re scattered throughout the metropolitan city. You’ll want to think about commute times from potential neighborhoods to your classes and campus activities. Living super close by can be a measure against those dark winter mornings.


  • Don’t forget about student life and entertainment! Having cool cafes, restaurants, bars, and shops nearby can make a big difference in how much you enjoy your time in Quebec City as a student. Areas like Saint-Roch and Old Quebec tend to be popular hangout spots.


  • Safety and security should also be on your radar. Quebec City has low crime rates overall. But some areas have more issues than others. If walking alone at night is a concern, look at the stats and local chatter about safety.

READ ALSO:  13 Prestigious Scholarships in Canada for International Science Students

  • And let’s not overlook the cultural piece. Part of the magic of studying abroad is experiencing daily life in a new place. Think about which neighborhoods will help you dive into Quebec’s distinct French-inspired culture.

Quebec City Overview

Before we get into specific areas, let’s set the stage with a quick study of Quebec City. Perched along the mighty St. Lawrence River, Quebec City exudes old-world European charm. Cobblestone streets, horse-drawn carriages, street musicians – it’s like you’ve been transported across the Atlantic!

But don’t let the historic stone buildings fool you – Quebec City also has a distinctly modern, youthful vibe. Over 100,000 university students call this city home. You’ve got Laval University, the Université du Québec à Chicoutimi (UQAC), and more. The city comes alive with students during the school year.

Between the walkable neighborhoods, thriving food scene, and plenty of green space, Quebec City offers a phenomenal quality of life. You’ll never run out of new cafes to try, summer festivals to explore, or winter sports to sample.

How to Research for the Best Places to Stay in Quebec City as an International.

Now, let’s talk logistics. Finding housing in a new city often feels like searching for a needle in a haystack. But smart prep work can make your search way more targeted and efficient.

  • Start Online: Start by browsing online rental listing sites and university housing databases. This gives you a bird’s eye view of options and pricing across different neighborhoods. Make notes on places that catch your eye.


  • Connect with Student Office: Also, connect with your university’s international student office. They often have great insider knowledge and can point you to trusted rental companies or current students subletting their apartments. Lean on their expertise!


  • Check out Discussion Forums: Don’t just look at listings online, though. Also, check out discussion forums to see where current students recommend. And if possible, join some local Facebook groups – both official university pages and informal chat groups. This can provide awesome insider intel.


  • Visit in Person (If possible): If you’re able, visiting Quebec City in person before your studies start would be ideal. Or at least hop on Google Street View to virtually “walk” around potential areas. Nothing beats getting a real vibe check before committing.

Places You Can Stay Quebec as an International Student

The Top 10 Places to Stay in Quebec City as an International Student.

Now for the good stuff – let’s explore the 10 best neighborhoods and areas for international students to stay in Quebec City! Each offers something unique, so think about what matters most to you.

  1. Old Quebec

First up – the historic heart of the city! Old Quebec, with its cobblestone streets and 17th-century buildings, is the quintessential Quebec City experience. Staying here immerses you in centuries of French-Canadian history and culture.

Old Quebec puts you steps away from attractions like the Fairmont Château Frontenac and the bustling Petit Champlain district. But prices here skew higher and nights can get noisy with tourists and revelers.

If history and pedestrian exploring is your jam, though, Old Quebec’s vibrancy and charm may win you over. Just be ready for the trade-offs.

  1. Saint-Roch

For a hipper, more eclectic vibe, head to Saint-Roch. This used to be an industrial area that’s morphed into a trendy creative hub with indie boutiques, microbreweries, and an arts scene.

Saint-Roch has lots of rental options from posh condos to cozy walk-ups above shops. Proximity to bars and nightlife is a benefit or drawback depending on your preference. But convenience to parks, cafes, and universities gives Saint-Roch wide appeal.

  1. Limoilou

Just northwest of the city center, Limoilou offers a laidback residential feel at very affordable prices. Think classic Quebec triplexes and duplexes with backyards or balconies.

Limoilou may not have as many amenities right inside its borders. But you can easily bus, bike, or drive to campuses and fun spots like Saint-Roch. Access to green space and local parks is a major perk for active types.

If you prioritize budget, space, and a community vibe, Limoilou could be a perfect fit. You’ll live like a local!

  1. Sainte-Foy

For more of a suburban feel, check out Sainte-Foy southwest of Old Quebec. This area has lots of apartment complexes, condos, and houses to choose from.

Being so close to Laval University makes Sainte-Foy popular with students. But it maintains more of a family-friendly vibe versus a party atmosphere. The sheer range of rental options here gives you flexibility.

Nature lovers will also appreciate Sainte-Foy’s proximity to bike trails and green spaces along the Saint Lawrence River. Just be ready for a bus or car ride to reach downtown.

  1. Sillery

Picturesque Sillery offers a peaceful escape across the Saint Lawrence River. Tree-lined streets with elegant homes give Sillery an upscale aura.

Foreign dignitaries and businesspeople often choose Sillery for its tranquility. The area may be pricier but provides easy access to trails, marinas, and the riverside. Catching the ferry downtown takes just minutes.

While farther from key universities, Sillery appeals to those who prioritize scenery and serenity over bustling student life. Think more families, young professionals, and professors.

  1. Montcalm

Straddling Old Quebec and Saint-Roch, Montcalm combines a residential feel with commercial thoroughfares. Grab groceries at the Marché du Vieux-Port farmer’s market or check out the Terrasse Dufferin performance space.

Being so central, Montcalm lets you easily enjoy both touristy Old Quebec and hip Saint-Roch. Walkability here is a huge benefit for exploring without a car.

Housing options run the gamut from high-end condos to affordable apartments above shops and cafes. With Laval University close by, Montcalm draws plenty of students mingling with young professionals and families.

  1. Saint-Sauveur

For an artsy, offbeat vibe, Saint-Sauveur is a go-to. Murals splashed across industrial buildings add bursts of color alongside funky galleries and studios.

If you want character at a bargain, Saint-Sauveur delivers. You’ll find lots of budget-friendly apartments, though amenities are fewer than in pricier hoods. Walkability and transit access help make up for it.

The eclectic community of students, artists, and immigrant families makes Saint-Sauveur diverse and dynamic. Don’t expect peaceful suburbia – but do expect an authentic cultural experience!

  1. Lévis

Located across the river, Lévis almost feels like a separate town although easily accessible from Quebec City. Living in Lévis gives you more bang for your buck along with scenic riverside trails and parks.

Some may find the commute inconvenient. But the ferry and bridges make crossing the river entirely doable, especially if you have a car or bike. Lévis also puts you close to Université du Québec à Rimouski’s Lévis campus.

Being outside the city center, Lévis moves at a slower, sleepier pace. The ambiance won’t be for everyone. But the natural beauty and savings may win you over.

  1. Charlesbourg

North of Old Quebec, Charlesbourg appeals most to students with families or who want ample living space. Single-family homes with yards dominate the landscape across this sprawling residential area.

Local schools, churches, libraries, and parks cater to families and create a suburban community vibe. You’ll need to bus, drive, or bike into the city center – but you’ll be rewarded with affordability and elbow room.

If you crave outdoor space and proximity to other young families, Charlesbourg could be your perfect fit.

10. Beauport

Last but not least – the coastal borough of Beauport beckons nature lovers with its trails, beaches, and waterfront access. Majestic Montmorency Falls also lies within its borders.

READ ALSO: How to Utilize Your Study Experience in Canada as an International Student

Like Charlesbourg, Beauport leans more residential and family-focused. Homes and low-rise apartment complexes are easier to find than high-rise condo towers.

The distance from key universities and downtown creates a trade-off. But if you prioritize living near nature and have a car, Beauport may feel like an oasis.


Picking the place you’ll call home during your studies abroad is a huge freaking decision. I get it – you want the perfect area in Quebec City that ticks all your boxes without any sacrifices. And the research process definitely takes time and mental bandwidth when you’ve already got a million other things on your plate.

Let me tell you straight up: You’ve got what it takes to nail down the ideal spot for YOU in Quebec City. Don’t doubt your ability to handle this – you’re smarter and more resourceful than you know!

This city offers so many vibrant, welcoming, affordable neighborhoods to dive into. Now that you’ve got insider tips on factors to consider plus the top areas suited for students, you’re equipped to identify options that align with your priorities. Trust your instincts once you start visiting places in person!

At the end of the day, wherever you land will end up feeling like home because YOU will fill it with joy, growth, and memories. Years from now, you’ll look back on your time in Quebec City with nostalgia and pride at how courageously you took this leap. So, soak it up, embrace the journey, and get ready for the experience of a lifetime!


Choosing the Right Health Insurance plan as an International Student in Canada: Your Path to Medical and Financial Security.

As an international student preparing to study in Canada, one of the most important decisions you’ll make is choosing the right health insurance plan.

With Canada’s high-quality but expensive healthcare system, having adequate medical coverage gives you peace of mind knowing you’re protected in case of illness or injury.

Without proper insurance, a single medical emergency can leave you with crippling debt and jeopardize your education.

READ ALSO: How to Get Permanent Residency in Canada After Studies Guide for International Students.

Unfortunately, navigating Canada’s complex healthcare landscape can be very confusing for newcomers.

But here is the good news. With research and expert guidance, you can secure comprehensive and affordable health insurance tailored to your unique needs. This article will provide critical considerations, types of plans, coverage options, costs, and expert tips to guide you in choosing the right insurance plan.

Choosing the Right Health Insurance Plan as an International Student in Canada

Understand Your Specific Needs

In choosing the right health insurance as an international student in Canada, the first step is gaining clarity on your own healthcare needs and priorities. Different students will require different coverage based on factors like:

  • Pre-existing conditions: Do you have any pre-existing medical conditions that require ongoing treatment and medication? This will impact the type of plan you choose.
  • Budget: What is your budget for health insurance premiums? Lower premiums mean higher deductibles and copays.
  • Duration: Are you studying for a single semester or a multi-year program? You’ll need continuous coverage for the entire duration.
  • Dependents: Will you have any dependents joining you in Canada? You’ll need family plans with dependent coverage.
  • Type of care: Are you primarily looking for emergency/hospital coverage or routine care like doctor visits, prescriptions, dental, and vision?

Take the time to thoroughly assess your unique risk profile and create a checklist of the coverage you’ll need. This will guide your research into plans.

Research Canada’s Healthcare System

In choosing the right student health insurance, you need to understand Canada’s healthcare landscape and how it impacts you as an international student. Here are key facts:

  • Canada has a universal public healthcare system that covers hospital and medical services for citizens either free or at a low cost.
  • As an international student, you’re not eligible for public healthcare coverage except in emergencies. You need private insurance.
  • Prescription medications, dental care, eye care, and many healthcare services are not covered by the public system.
  • Healthcare is regulated provincially. Coverage, costs, and provider networks will vary across provinces.

Having a baseline understanding of Canada’s healthcare system will help identify the gaps you need your private insurance plan to fill. It also highlights why purchasing comprehensive coverage is so essential.

Types of Health Insurance Plans

Now that you know your needs and how Canada’s healthcare system works, it’s time to look at the types of health insurance plans available. The three main options are:

University/College Sponsored Plans: Many institutions automatically enroll international students in their own group insurance plans through preferred provider networks. These plans are convenient but limiting.

Provincial Health Insurance Plans: Some provinces like Ontario and British Columbia allow international students to purchase basic provincial health insurance after a waiting period, topped up with private coverage.

Private Health Insurance: Purchasing comprehensive private health insurance, either group or individual plans, offers the maximum flexibility and control over your coverage.

READ ALSO: 7 Key Benefits of International Student Health Insurance in Canada

When weighing these options, be sure to compare coverages and costs side-by-side. Group plans offered through schools are convenient but individual private plans often provide better benefits for less.

Compare Different Coverage Options

Once you’ve settled on private health insurance, take time to understand the key coverage options and customize them to your needs:

Emergency Medical: Covers emergency medical treatment, ambulances, hospital stays, and more. Usually $1-5 million lifetime coverage.

Prescription Drugs: Covers a percentage of prescription drug costs up to an annual maximum. 50% to 80% is common.

Doctor Visits: Annual maximums apply for visits to general practitioners, specialists, etc. $300 – $800 is typical.

Diagnostic Services: X-rays, ultrasounds, MRI scans, and more. Confirm coverage levels for tests you may need.

Dental: Choose plans with higher annual dental coverage maximums if you anticipate significant dental work.

Vision: Eye exams and glasses/contacts are rarely covered. Add vision coverage if needed.

Travel: Out-of-country emergency and trip cancellation/interruption coverage for traveling.

Review policy details closely to understand coverage limits, deductibles, co-pays, exclusions, and prior authorization requirements. This ensures there are no surprises down the road!

Choose In-Network Healthcare Providers

One way private health insurers control costs is through negotiated preferred provider networks. Seeing out-of-network providers means paying much higher out-of-pocket costs.

When comparing plans, look for larger nationwide networks with extensive provider choices. Narrow networks can limit your access to quality care. Here are tips for accessing in-network care:

  • Use the insurer’s online directory to search for in-network doctors accepting new patients near you.
  • Ask your doctor’s office in advance if they accept your specific insurance plan.
  • Look for walk-in clinics affiliated with your coverage for convenient care options.
  • For planned hospital stays, choose an in-network facility and confirm all medical staff also participate.

Sticking within your insurance network saves you money and headaches. Just be sure your network has sufficient provider choice and geographic coverage for your location.

Understand Premiums and Plan Costs

Beyond picking the right coverage, the cost of your chosen insurance plan is a major factor. Key costs include:

Premiums: The upfront monthly or annual cost of your coverage based on the benefits selected. Premiums can range widely from $500 to $2000+ per year.

Deductibles: The amount you pay out-of-pocket before insurance kicks in, usually $100 to $300 per coverage year.

Copays: The flat fee you pay per medical service, for example, $20 per doctor visit or prescription.

Coinsurance: The percentage you pay for services after meeting your deductible, for example, 20%.

Expect higher premiums for plans with lower/no deductibles and copays. Weigh premium costs against your expected healthcare needs. Budget for some out-of-pocket costs depending on the plan.

Read the Policy Documents Thoroughly

This one is critical – always read insurance policies thoroughly before purchasing coverage. Policy documents outline exactly what is and isn’t included in plain language. Here are some tips:

  • Set aside quality time to read and understand the policy.
  • Watch for exclusions like pre-existing conditions and high-risk activities.
  • Ensure your anticipated healthcare needs are covered.
  • Clarify any sections you find confusing with the insurer.
  • Keep the policy documents handy as a reference.

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Purchasing insurance blindly without reading the policy leads to nasty surprises. The approach makes clear precisely what your premium dollars are buying. So read it!

Check for Value-Added Wellness Benefits

Beyond core medical coverage, some health insurance providers include value-added wellness benefits like:

24/7 Telehealth: On-demand phone/video access to nurses and doctors for guidance on care.

Virtual Coaching: Wellness programs for nutrition, fitness, weight loss, smoking cessation, and more.

Discounts: Savings on vision, pharmacy, dental, massage, and other services from partner providers.

Travel Assistance: Help arrange care and navigate emergencies when traveling.

Mental Health: A growing number of plans now offer mental health coverage given its importance.

While not must-haves, these additional wellness benefits provide useful care options and savings. They enhance the value derived from your plan.

Compare Quotes from Multiple Providers

To get the best deal on international student health insurance, it pays to compare quotes from at least 3-4 leading providers. This allows you to benchmark costs and coverage.

  • Reach out directly to top insurance providers for quotes.
  • Use online comparison tools like to quickly compare plans.
  • Consider purchasing as part of a group plan through a student association for discounted rates.
  • Work with an insurance broker to have them source and compare plans.
  • Always inquire about discounts – for groups, couples, long-term customers and more.

The time invested in comparing plans from multiple sources nearly always results in significant savings. Don’t just default to your university’s insurance plan.

Consult Your Educational Institution

Connecting with international student advisors at your university or college provides insider guidance. Here are key ways they can assist:

  • Outline all health insurance options available to international students.
  • Explain the pros and cons of school-sponsored plans.
  • Share tips for obtaining quality private coverage.
  • Inform you about healthcare resources on campus.
  • Help argue your case with insurance providers in case of claim disputes.
  • Offer advice to students who are struggling to afford health insurance fees.

Your institution wants you to access affordable quality care. So leverage their experience and networks.

Conclusion – Choosing the Right Student Health Insurance

The time invested upfront in finding the right international student health insurance plan saves you money, provides peace of mind, and allows you to focus fully on your studies in Canada.

We hope these insights help you make the ideal plan choice. Best of luck with your studies abroad! Please share any questions in the comments.

Don’t leave home without insurance!


7 Key Benefits of International Student Health Insurance in Canada

Arriving in a new country comes with an adjustment period, especially when it comes to acclimatizing to the healthcare system. As an international student, you face unique healthcare challenges and requirements. Having adequate international student health insurance coverage is essential not just for your physical health, but also mental wellbeing.

READ ALSO: 13 Prestigious Scholarships in Canada for International Science Students

With international student health insurance, you can access care when you need it, avoid financial distress from medical bills, and have support in case of emergencies.

Whether you come from Europe, Asia, Africa, South America, or anywhere in between – protecting your health should be a top priority.

This article will discuss the value of health insurance by outlining seven major benefits international students in Canada can expect. These include comprehensive coverage, access to quality healthcare, financial protection, emergency assistance, mental health support, travel coverage, and visa compliance.

Let’s get started!

7 Key Benefits of International Student Health Insurance in Canada

1: Comprehensive Coverage

One of the top advantages of international student health insurance is the comprehensive coverage it provides for a wide range of medical expenses. This is in contrast to basic travel insurance policies that may have minimal coverage.

With comprehensive insurance, you can expect coverage for hospitalization, surgery, prescription drugs, ambulance transportation, emergency room visits, follow-up care, and more. Diagnostic services like lab tests, X-rays, and MRI scans are often covered as well.

In Canada, even a routine doctor’s appointment can run over $100 without insurance. Comprehensive plans ensure you are covered for both routine and emergency healthcare services. This gives you peace of mind that an accident, injury, or illness won’t derail your education due to medical costs.

2: Access to Quality Healthcare

International student health insurance also ensures you have access to Canada’s high-quality healthcare system and services. Canada is known to have some of the best doctors, specialists, and hospitals in the world.

With insurance, you can find reputable healthcare providers that are conveniently located near your school, home, or work. Most plans allow you to see any licensed doctor or visit any hospital in their network across Canada.

Seeing an in-network provider also keeps your out-of-pocket expenses lower. Going out-of-network may result in higher fees or denied claims. Protect your health and your wallet by finding in-network clinics and hospitals nearby.

 3: Financial Protection

Let’s face it – medical care in Canada is expensive, often costing hundreds or thousands of dollars without insurance. And as an international student, you likely have a limited budget.

International student health insurance protects you from the potentially huge financial burden of unexpected medical costs. For example, a 3-day hospital stay can cost over $3,000. Even a broken arm can result in expenses upwards of $2,500.

Having health insurance allows you to get the care you need without the financial stress. Your insurance plan will cover all or most of the costs associated with covered medical services. This prevents you from having to pay hefty medical bills out-of-pocket.

 4: Emergency Assistance

When an emergency strikes, it can be even more stressful to navigate healthcare in a foreign country. Fortunately, most international student health plans include emergency assistance services in addition to insurance coverage.

Many plans offer 24/7 assistance hotlines where you can speak to someone immediately in case of a medical crisis. They can direct you to the nearest hospital, coordinate medical transports, and more.

Some insurers even offer emergency response teams that can provide on-site support for severe medical situations. Having quick access to help and support provides peace of mind when you need it most.

 5: Mental Health Support

Along with physical health coverage, mental health support is becoming an increasingly important benefit for international students. Studying abroad comes with unique stresses and can exacerbate existing mental health conditions.

While some basic plans exclude mental health services, many comprehensive insurance policies provide coverage for psychologist visits, counseling, and psychiatry.

If covered, mental health services are often subject to lower annual or lifetime maximums compared to physical health expenses. But any support can go a long way in helping international students adapt to life in Canada. Don’t neglect your mental wellbeing.

6: Coverage During Travel

Planning to explore Canada during school breaks? One great benefit of international student health insurance is that it travels with you within Canada.

READ ALSO: How to Get Paid to Study Nursing in Canada: 7 Nursing Scholarships in Canada for International Students.

Your coverage extends to medical expenses incurred while traveling to other provinces and territories. So, if you get sick or injured while sightseeing in Vancouver, skiing in Whistler, or camping in Banff, you can get treated without worrying about medical fees.

Just make sure your insurance plan covers travel within Canada, as some have restrictions. Enjoy your travels across this beautiful country knowing your health is protected.

7: Compliance with Study Visa Requirements

Last but not least, having adequate international student health insurance helps you meet study permit requirements in Canada.

As a study visa applicant, you must prove to Canadian immigration officials that you can cover tuition, living expenses, transportation, and yes – healthcare costs. Having insurance shows immigration officers you meet financial requirements.

Some students are caught off guard when their study visa is rejected or delayed due to a lack of health insurance proof. Avoid issues by obtaining comprehensive coverage from the start.

When to Purchase International Student Health Insurance in Canada

Making sure you have comprehensive health insurance coverage is a crucial part of your pre-departure planning as an international student in Canada. Too often, students leave it until the last minute only to find themselves scrambling to find coverage.

To avoid stress and have peace of mind that your health is protected, aim to purchase international student health insurance at the following recommended times:

As soon as you are accepted to a Canadian university or college – One of the best times to buy coverage is as soon as you receive your acceptance letter. This could be 6 months or more before classes start. Purchasing an annual insurance plan right away locks in your rates and coverage. That way, you’ll be covered as soon as you arrive in Canada. Don’t wait until right before departure.

When applying for your Canadian study visa – Proof of health insurance is required for student visa approval. Make sure to have a comprehensive insurance policy before your visa appointment at the embassy or consulate. A rejection due to a lack of insurance documentation could delay your study plans. Take care of this step proactively.

During international student orientation – Most Canadian schools and universities offer health insurance enrollment assistance during orientation week. Stop by the health services desk to learn about available options and get signed up on the spot. Orientation presents the perfect opportunity to ask questions and get set up.

Before your temporary coverage expires – Some students may arrive in Canada with basic travel insurance or temporary coverage through their home country. Make it a priority to replace this with long-term international student health insurance as soon as possible. Temporary plans often exclude many vital services. Letting coverage lapse puts your health and student status at risk.

By securing suitable insurance early and avoiding last-minute scrambles, you can rest easy knowing any health issues that arise will be covered. Don’t play guessing games with your healthcare – get comprehensive protection right away!


To recap, here are seven key benefits provided by international student health insurance in Canada:

  • Comprehensive coverage for medical expenses
  • Access to quality healthcare services
  • Financial protection from hefty medical bills
  • Emergency assistance when you need it most
  • Mental health support
  • Coverage while traveling within Canada
  • Compliance with study visa requirements

There are certainly many factors to weigh as you choose the right insurance plan for your needs. But in general, investing in comprehensive international student health insurance delivers immense value. It provides a crucial safety net so you can live, study, and travel with confidence in Canada.

As you research insurance options, look for comprehensive plans designed specifically for international students rather than bare-bones travel insurance. Reach out to your school’s international student office for recommendations.

Trusted providers like Guard. me and Ingle offer flexible plans that check all the boxes for coverage, convenience, and value. Visit their websites for pricing details and to purchase a policy. If you have any other questions, feel free to ask in the comments section below.

Here’s to a healthy and successful academic journey in Canada! Don’t let medical costs stand in your way.

READ ALSO: International Student Loans in Canada: How to Apply and More.



How to Get Permanent Residency in Canada After Studies-A Guide for International Students.

If you’re an international student in Canada, you’ve probably thought about what comes next after graduation. Do you pack your bags and head back home? Or is there a way to continue living and working in Canada? Is there a way to have permanent residency in Canada?

Well, I’ve got good news for you! As an international student, you have a clear path to permanent residency in Canada after completing your studies.

Obtaining permanent resident status opens up a ton of new opportunities. You can live, work, and study anywhere in Canada. You can also access social benefits and healthcare. Not to mention, it’s a great way to immigrate to Canada if that’s your end goal.


But the road to permanent residency can seem complex, with lots of paperwork and waiting.

In this complete guide, I’ll walk you through everything you need to know. I’ll explain:

  • The basics of permanent residency in Canada
  • The eligibility criteria you must meet
  • The different pathways you can take
  • A step-by-step application process
  • Tips to improve your chances

So if you want to transition smoothly from student to permanent resident, you’ll find all the details right here!

Let’s dive in.

What is Permanent Residency in Canada?

First things first – what exactly is permanent residency?

Permanent residency (PR) is an immigration status that allows you to live permanently in Canada as a landed immigrant. It’s one step below Canadian citizenship.

As a permanent resident, you’ll get an ID card called a Permanent Resident card. This allows you to:

  • Live and work anywhere in Canada without needing a work permit
  • Access social benefits and healthcare
  • Apply for Canadian citizenship after 3 years
  • Get protection under Canadian law and the Charter of Rights and Freedoms
  • Travel freely in and out of Canada

The biggest perk of permanent residency is that it’s permanent! Unlike a student or work visa, your PR status doesn’t expire after a few years.

As long as you maintain your PR by living in Canada for 2 out of 5 years, it lasts a lifetime.

So in a nutshell, permanent residency gives you most of the benefits of Canadian citizenship, minus the passport and voting rights.

Now, as an international student, you may currently be in Canada on a study permit. This allows you to live here temporarily and study at a designated school.

But a study permit is not permanent – it expires when you graduate. So you’ll need to transition from student status to permanent resident status if you want to continue living and working in Canada.

Luckily, there are several pathways for students to get permanent residency in Canada after graduation. The most popular options are:

  • Express Entry – for skilled workers
  • Provincial Nominee Programs
  • Canadian Experience Class
  • Family Sponsorship

I’ll break down each of these pathways in detail later on. But first, let’s talk about whether you’re eligible to apply as a former international student.

Are You Eligible for Permanent Residency in Canada?

To be eligible for permanent residency through the student pathway, you must meet certain criteria set by the Canadian government.

Education Requirements

First, you must have completed an eligible program of study at a designated learning institution (DLI) in Canada.

This includes:

  • Degree/diploma programs at universities, colleges, CEGEPs
  • Certificate programs of at least 8 months in length
  • Master’s or Ph.D programs
  • Secondary or post-secondary school programs of at least 6 months

In addition, your program must have been a recognized full-time program. Distance learning and online courses don’t count.

If possible, it’s recommended to complete a program that is at least 2 years long. This gives you more points for Express Entry (which I’ll explain later).

Work Experience

Gaining Canadian work experience can significantly boost your chances of getting permanent residency after graduating.

Through the Post-Graduation Work Permit Program, you can work in Canada for up to 3 years after finishing your studies.

I highly recommend taking advantage of this! Canadian work experience helps in two major ways:

  1. It’s mandatory for pathways like the Canadian Experience Class
  2. It can help substantially increase your ranking points for Express Entry

Aim to get skilled professional work experience related to your field of study. This could include:

  • Professional jobs (engineer, accountant, etc.)
  • Technical jobs (programmer, technician, etc.)
  • Skilled trade jobs (electrician, welder, etc.)

Even unskilled work like retail, hospitality or food service counts. But professional work experience gives you way more points.

Language Ability

You must be proficient in either English or French to qualify for permanent residency.

For Express Entry, you’ll need to take a standardized language test like IELTS or CELPIP. Here are the minimum scores required:


  • Listening: 6.0
  • Reading: 6.0
  • Writing: 6.0
  • Speaking: 6.0


  • Listening: 7.0
  • Reading: 7.0
  • Writing: 7.0
  • Speaking: 7.0

Higher scores mean more Express Entry points, so aim for 8s or 9s if possible!

Financial Requirements

To convince immigration officials you can support yourself, you must prove you have adequate funds. This includes:

  • Enough money to pay for living expenses for 6 months for you (and your spouse if applicable)
  • Enough funds to cover return transportation for you and your dependents
  • No debts with a combined total above your funds

Documents to show proof of funds include:

  • Bank statements
  • Fixed-term deposit notes
  • Proof of student or education loans
  • Letters of financial support from parents

The exact amounts required depend on your household size. A single applicant needs around $10,000-$12,500 CAD.

Medical and Criminal Checks

As a standard part of the process, you’ll need to pass a medical exam and criminal record check.

The medical exam looks for conditions that could pose a public health/safety risk. It also checks if you’d place excessive demand on Canadian social services.

Criminal checks look at any past convictions or violations of law. Minor offenses like small fines usually aren’t a big issue. But serious or recent crimes can make you inadmissible.

Meeting all the above criteria is essential for permanent residency eligibility. Now let’s move on to the exciting part…

Pathways to Get Permanent Residency After Graduating

Alright, you know the basic eligibility requirements. Next comes choosing the right pathway for turning your student status into permanent residency.

As mentioned earlier, there are 4 main options:

1. Express Entry

Express Entry is the main system for getting PR through economic immigration programs. It uses a points-based system called the Comprehensive Ranking System (CRS).

Here’s a quick overview of how it works:

1: Create an online Express Entry profile

2: Get ranked based on your CRS score

3: Get invited to apply for PR if your score is high enough

4: Submit your PR application within 90 days

Express Entry draws happen every few weeks. The minimum CRS cutoff score for invitations varies each round depending on competition.

Lately, it’s been around 470 points.

As an international student, you can maximize your CRS score through:

  • Age (you get more points if you’re under 30)
  • Education credentials
  • Study duration in Canada
  • Canadian work experience
  • Language ability
  • Arranged employment
  • Provincial/territorial nomination

Express Entry is definitely your best bet for getting PR quickly after graduation.

2. Provincial Nominee Programs

Provincial Nominee Programs (PNPs) allow Canadian provinces and territories to nominate immigrants based on local labor market needs.

Each province has its own unique PNP streams, but there is one specifically for international students in many provinces.

For example, Ontario has the Ontario Immigrant Nominee Program (OINP) that lets students/grads apply directly to the province for PR.

You don’t need a job offer to be eligible. And if you get nominated, it guarantees you will get permanent residency.

So researching PNPs in the province where you studied can be a great option.

3. Canadian Experience Class

The Canadian Experience Class (CEC) program is designed for skilled workers with Canadian work experience.

To be eligible as a former international student, you must have:

  • At least 1 year of skilled, professional work experience in Canada
  • A valid Canadian educational credential
  • Advanced language skills (CLB/NCLC level 7)

CEC is a great choice if you manage to get solid professional experience through the PGWP program.

You’ll need to create an Express Entry profile and enter the CEC candidate pool. Then you can get invited to apply through regular CEC-specific draws.

4. Family Sponsorship

If you have a family member who is a Canadian citizen or permanent resident, you may be eligible for family sponsorship.

This includes sponsorship by a:

  • Spouse or common-law partner
  • Parent
  • Grandparent
  • Child
  • Sibling, nephew, niece, grandchild

Sponsored family members can apply directly for permanent residency, without needing to go through Express Entry.

Just make sure your sponsor meets the income requirements and is willing to support you financially when you arrive.

Step-by-Step Guide to Applying for Permanent Residency in Canada

Now you know the various pathways for turning student status into permanent residency in Canada.

Next, I’ll outline the step-by-step application process for going through Express Entry, PNPs, and CEC.

Express Entry Application Process

 1: Create Your Online Profile

  • Go to the Express Entry website and click “Start my profile”
  • Answer questions about your skills, education, language ability, work experience, etc.
  • Include all relevant reference numbers (ex. IELTS number)

 2: Calculate Your CRS Score

  • The Express Entry system will calculate your total CRS score
  • The higher your score, the better chance of getting an ITA

3: Improve Your Ranking

  • Research ways to increase your score
  • Some options:
    • Take language tests to improve English/French skills
    • Get an educational credential assessment
    • Find a job offer in Canada

4: Wait for an ITA

  • ITAs are issued for the highest ranked candidates
  • Minimum score cutoffs vary from draw to draw
  • You can wait in the pool for up to one year

 5: Submit Your Application

  • If invited, you have 90 days to submit your electronic application
  • You’ll need to complete forms and upload supporting documents

 6: Get your PR Visa Issued!

  • If approved, you’ll be issued a Confirmation of Permanent Residence
  • This allows you to obtain your PR visa and become a permanent resident

Provincial Nominee Program Process

1: Research PNPs

  • Find PNP streams in your province for international students
  • Check their eligibility criteria and application steps

 2: Apply to Your Chosen PNP

  • Submit your application directly to the PNP office
  • Each stream has its own process and documents list

3: Get Your Nomination

  • If nominated, the province will send you a nomination certificate
  • This guarantees you’ll get PR if you meet health/security requirements

4: Submit Your PR Application

  • After nomination, apply for PR through Express Entry
  • Having a nomination adds 600 points to your CRS score!

Canadian Experience Class Process

1: Get 1 Year of Skilled Work Experience

  • Make sure your work is considered “skilled” (NOC 0, A, B jobs)
  • Full time (30+ hours/week)
  • Paid work (authorized self-employment)

2: Take Language Tests

  • Get CELPIP or IELTS results showing CLB Level 7+
  • This proves advanced English/French ability

 3: Create an Express Entry Profile

  • Enter the CEC candidate pool
  • Check regularly for CEC-specific draws

4: Get an ITA and Submit Application

  • Wait to get an ITA in a CEC-only draw
  • Submit your e-application within 90 days

 5: Get your Permanent Resident Visa!

  • If approved, you’ll be sent your CoPR
  • Use this to get your PR card from IRCC

And that’s the basics of navigating the PR application process after finishing studies in Canada!

Now let’s move on to some tips for creating the strongest application possible.

Application Documents Checklist

A complete permanent resident application includes a ton of forms and supporting documents.

Here’s a checklist of what you’ll need:


  • Application for Permanent Residence
  • Additional Dependants/Family Information Form
  • Schedule A: Background/Declaration
  • Schedule B: Provincial Nomination Certificate (if applicable)

Identity Documents

  • Birth certificate
  • Passports
  • Travel documents
  • Marriage certificate (if applicable)
  • Divorce/separation/death certificates (if applicable)
  • Adoption papers (if applicable)

Education Documents

  • Canadian academic transcripts
  • Certificates/diplomas/degrees from completed programs
  • Educational Credential Assessment (ECA) report

Language Documents

  • IELTS, CELPIP, or TEF test results
  • Test report numbers to enter in Express Entry profile

Work Documents

  • Reference letters from employers
  • T4 tax forms as proof of Canadian work experience
  • Pay stubs/bank statements showing authorized self-employment

Funds Documents

  • Bank statements, fixed-term deposit notes
  • Proof of income statements
  • Loans/liabilities statements
  • If supported by parents – their bank statements too

Other Documents

  • Police certificates from every country lived in for 6+ months
  • Medical exam results from your immigration medical exam

It’s a lot of paperwork, so start collecting documents early! Make sure to make certified copies rather than submitting originals.

Let’s wrap up with some final tips for your permanent residency application…

Helpful Application Tips & Strategies for Permanent Residency in Canada

Here are some tips to help avoid mistakes and create the strongest application possible:

  • Start early – Compile your documents several months in advance. Rushing leads to errors.
  • Check eligibility – Carefully review all criteria for your chosen PR pathway before applying.
  • Show sufficient funds – Have at least 6 months living costs in your bank account.
  • Avoid gaps – Be ready to explain any gaps in your study or work history.
  • Check for mistakes – Review all forms/documents before submitting to avoid any errors.
  • Respond promptly – If IRCC requests more information, respond within the deadline given.
  • Write a strong SOP – Put time into writing a compelling Statement of Purpose to explain why you’ll succeed in Canada.
  • Get help if needed – Consider hiring an immigration consultant to review your application.

The Waiting Game – Prepare for Some Delay

Once you submit your PR application, all you can do is wait for it to be processed.

Current processing times average around 6 months. But it can take over a year in some cases.

Applicants from certain countries may face longer security checks.

While you wait, make sure your contact information is up to date in your IRCC account. Respond to any requests for additional documents/information promptly.

The Finish Line – It’s Time to Celebrate!

If approved, you’ll get your Confirmation of Permanent Residence (CoPR) via mail or email. This is your official approval notice.

Use your CoPR to get your PR card – the final step to becoming a permanent resident!

You can look forward to all the amazing benefits of living permanently in Canada.



Let’s Recap…

Phew, that was a lot of information! Let’s recap the key points:

  • Permanent residency allows you to immigrate permanently to Canada
  • International students can transition to PR through Express Entry, PNPs, CEC or Family Sponsorship
  • You must meet education, work experience, language and financial criteria
  • Creating an Express Entry profile is the first step for most pathways
  • Work on improving your CRS score to maximize your chances
  • It’s crucial to gather and prepare documents thoroughly in advance
  • Processing times are around 6 months, so patience is key

I hope this guide gives you the confidence to embark on your journey to permanent residency in Canada after graduation!

Let me know if you have any other questions. I’m happy to help however I can.

Best of luck!

Frequently Asked Questions About Permanent Residency in Canada

Q1: How long after graduation can I apply for permanent residency?

You can apply for permanent residency as soon as you get your post-graduation work permit. There is no minimum wait time, so you can apply right after finishing your studies in Canada.

Q2: Can I get PR directly through Express Entry after graduating?

Yes, Express Entry is the fastest and most common path to PR for international students. You create a profile, get ranked, and can potentially get invited to apply within months of finishing your studies.

Q3: What are the language test score requirements for Express Entry?

For Express Entry, you need a minimum score of CLB 7 in all areas of an approved test like IELTS or CELPIP. The higher your language scores, the more points you’ll get to improve your ranking.

Q4: How much money do I need to show for PR financial requirements?

You generally need to prove you have at least $10,000 CAD available. The amount depends on your household size. Funds can be shown through bank statements, fixed deposits, loans, etc.

Q5: Can I apply for PR from inside or outside Canada?

Most student pathways require you to apply for PR while inside Canada. Exceptions are sponsorship programs, which allow applications from either inside or outside Canada.

Q6: How long will it take to get PR after I apply?

The current processing time is around 6 months or more. Creating a complete application and responding promptly to any additional requests can help speed up processing.

Q7: Can I travel outside Canada while my PR application is in process?

Yes, you can usually travel in and out of Canada while your PR application is being processed. However, long absences could affect your eligibility when a decision is made.

Top 10 Courses You Should Study for Easy Immigration to Canada.

Want an easy pathway to immigrate to Canada? Studying the right courses can make a huge difference in boosting your chances! But the problem now is knowing what courses to study for easy immigration to Canada.

Now, let’s talk about the cold, hard truth here.

Every year, countless hopeful immigrants try to get into Canada to make a better future for themselves and their families. But it’s not as simple as just filling out some forms and hopping on a plane to Montreal or Vancouver.

No, the immigration game is competitive.

READ ALSO:  Work Opportunities in Canada – How International Students Can Land High-Paying Jobs

After all, everyone wants a piece of that sweet Canadian pie of majestic mountains, friendly people, safety, and stability. So how do you get yourself ahead of the pack? It’s simple – study something in high demand!

Certain courses are like express tickets to Permanent Resident status compared to others. They show Canadian immigration officers that you have skills and qualifications that will contribute to the Canadian economy and society. This bumps you way up the waiting list.

So, stop wasting time and money studying random subjects just because you find them interesting. Be strategic and pragmatic if you seriously want to immigrate sooner rather than later.

Let’s dive right into the top 10 courses you should study for easy immigration to Canada

Top 10 courses you should study for easy immigration to Canada

1: Engineering

Engineering is one of the courses you should study for easy immigration to Canada.

Of course, I know. The word engineering conjures up images of complex maths equations and sleepless study sessions. But this challenging field is your best bet for immigration success in Canada.

The country is constantly developing its infrastructure and tech capabilities. This means all types of engineering, from civil to mechanical to electrical, are in red-hot demand. Show immigration officers your engineering degree and watch their eyes light up at all the talent and expertise you’ve got to offer.

Engineers are the beloved brainiacs that keep the Canadian economy humming along smoothly. Who wouldn’t want them in their country? Your technical skills will be eagerly snapped up by construction firms, telecoms, manufacturers, oil and gas companies…you get the drift.

The bottom line: Engineering degrees get the fast track to Permanent Resident status. Start studying, my math whizzes!

2: Nursing

If you have a nurturing spirit and want to help people in need, nursing could be your immigration jackpot in Canada.

With a rapidly aging population, the Canadian healthcare system is starved of qualified nurses, especially in rural areas. Once you get registered by a provincial regulatory body, you’ll find hospitals and clinics hustling to hire foreign-educated nurses.

Many Provincial Nominee Programs even offer expedited permanent residency to nurses and healthcare professionals willing to work in remote communities.

Talk about a sweet deal!

So, dig out your stethoscope and get ready to be in high demand. Just remember that each province has different licensing requirements for international nursing graduates. Do your homework and get licensed where jobs await.

READ ALSO:  How to Get Paid to Study Nursing in Canada: 7 Nursing Scholarships in Canada for International Students.

3: Computer Science & IT

In our increasingly digital era, tech-savvy people rule supreme in the job market. So digital-loving folks, it’s time to leverage your passion into a quick Canada PR card! Yes, Computer Science and IT are among the courses you should study for easy immigration to Canada.

With cutting-edge companies continuing to grow and thrive here, degrees in computer science, programming, and IT are absolute gold in the Great White North. Tech professionals are the beloved brainiacs of the 21st century in Canada.

From software developers to web designers to data analysts, technology graduates are welcomed with open arms through fast-track Provincial Nominee visas and Global Skills work permits.

Canadian employers need you, your code, and your effortless ability to remove bugs and glitches. Your tech skills make you a VIP immigrant destined for success. Start mastering JavaScript and watch the job offers roll in!

 4: Accounting & Finance

Let’s face it, money makes the world go round. So, it’s no surprise that accounting and finance experts are hot commodities in Canada.

CPAs, financial analysts, auditors, payroll administrators – these masters of money management are sought after by banks, corporations, accounting firms, and all levels of government.

So, if terms like “financial reporting” and “investment analysis” get you excited, studying accounting or finance is your ticket to a new Canadian life. Pro tip: getting qualified with a professional body like the CPA further boosts your immigration potential.

Time to start crunching those numbers, math nerds! Your attention to detail and love of spreadsheets will serve you well in Canada.

5: Skilled Trades

Plumbers, electricians, welders, carpenters – does this sound like you? Then great news: your handy skills are desperately needed across Canada.

With an aging workforce, the country is facing a major shortage of skilled tradespeople. For newcomers with relevant education or experience, this shortage equals opportunity. Many fast-track permanent residency and work permit options exist if you’re willing to get your hands dirty.

Red Seal certification showing your ability to work interprovincially gives you a big advantage. Better brush up on your ability to install wiring, laying pipes, and build stuff – your services are in demand in this vast nation!

6: Healthcare Fields

Beyond just nursing, Canada has an immense need for healthcare professionals across the board to serve its expansive geography.

Whether you’re a doctor, dentist, pharmacist, or medical technician, your expertise is invaluable, especially in remote areas underserved by health services. Many provinces have special licensing programs to help international graduates with in-demand skills get to work here quickly.

Rural communities are so eager for healthcare professionals that they’ll handle much of your immigration paperwork just to get you living and working there!

So, if you see medicine as a noble calling, rest assured it can also be a smooth pathway to life in Canada. Just target provinces craving your healthcare specialty and watch the red-carpet rollout.

7: Teaching

For those called to shape young minds, teaching is your immigration destiny in Canada. With an ongoing need for qualified teachers across this vast nation, your instructional skills will be in high demand.

Public schools actively recruit certified teachers from abroad to address shortages in subjects like math, sciences, tech, French, and special education. Your teaching degree and classroom expertise can open immigration doors.

Each province has slightly different certification requirements for international teaching graduates. But if you do your homework, you’ll find the education system welcomes newcomers with proper credentials.

So, all you patient educators out there – get ready to share your passion for learning with Canadian students. They need you!

8: Business Management

If you have people skills and a knack for organization, studying business management is a smart immigration move.

Every kind of company and organization needs good managers to oversee teams, coordinate resources, and make decisions. Your skills in directing people and projects will be versatile across industries – healthcare, tech, construction, public service, and more.

Pair your management degree with some solid work experience, and you’ll have an ideal profile for immigrating through options like Express Entry. Just remember, international experience is highly valued!

Hone your abilities to motivate people, balance spreadsheets, and deliver presentations. Ambitious managers belong in Canada!

9: Sciences

For science aficionados wanting to nerd out while living in Canada, disciplines like chemistry, biology, biochemistry, microbiology, genetics, and physics are strong immigration plays.

Your advanced science chops can help you really stand apart by securing work in fields that shape the future – medical/pharmaceutical research, biotech firms, universities, nanotechnology and so much more. Having niche expertise shows immigration officers your in-demand talents.

Certain science graduate degrees may even qualify for expedited visa processing to Canada. So, all you future Nobel Prize winners – start gearing up for your move up north! Labs across Canada can’t wait for your brains.

10: Economics

Last but not least, we have the numbers game of economics. For those fascinated by forecasting trends, studying financial systems, and analyzing policies, economics is your immigration sweet spot.

Both government agencies and private sector firms need talented economists to help make strategic decisions. Combining an economics degree with strong skills in data analysis and statistics can make you extra prized.

READ ALSO: 10 Most Affordable Canadian Universities for International Students

Canada welcomes thinkers and number-crunchers! Just remember to target job opportunities in your specific field of economics when building your immigration case.


There you have it, folks – the top 10 courses for smooth sailing through Canadian immigration. We can’t emphasize this enough. Immigrating to Canada is not a walk in the park and finding Jobs in Canada is not equally easy.

So, target these in-demand qualifications that make you an economic asset. Avoid less practical degrees that slow down the process.

Of course, passion and interest matter too. But be strategic in focusing your studies on immigration-friendly careers offering stability and security in Canada’s job market.

Do thorough research on which provinces need your skills and training. Finding the right fit is key.

Okay, enough talk – time to hit those books and make your Canadian dreams a reality! The Great White North eagerly awaits new talent. You’ve got this!


Work Opportunities in Canada – How International Students Can Land High-Paying Jobs

Outside being a global study destination, welcoming students from all over the world to its high-ranking universities, the availability of invaluable work opportunities in Canada after graduation is a key reason international students choose to study in the Great White North.

While the educational experience itself draws many foreigners, the chance to gain work experience in Canada’s robust job market is a major benefit. However, succeeding in the job search process in a new country can be tremendously challenging.

READ ALSO:  10 Tuition-free Universities in the US for International students

It’s on this background that we set to, in this article, unravel the most promising career options, factors that influence high salaries, strategies to get your foot in the door with major employers, and networks to help you tackle job hunt hurdles as an international graduate.

Let’s get started.


The Canadian Job Market for International Students

As of 2020, Canada had over 640,000 international students. This demography makes up a sizable talent pool that Canadian employers are eager to tap into.

Foreign graduates are an asset to companies seeking diversity, new perspectives, knowledge of global markets, and talents to enhance innovation. Plus, international students contributed $21.6 billion to Canada’s GDP in 2018 alone, highlighting their economic impact.

Beyond large cities like Toronto, Vancouver, Montreal, and Calgary, mid-sized urban centers also present interesting work opportunities in Canada, especially in technology, healthcare, construction, and machinery.

From the foregoing, it’s clear Canada offers international students incredible work opportunities to launch meaningful careers.

Having established this, let’s explore the most in-demand industries and specific job roles new graduates should target.

Work Opportunities in Canada for International Students

Canada’s job market is thriving, with over 80% of roles in service sector industries that crave university talent. Here are the top fields and positions new graduates should explore while networking and job hunting.

Tech Industry

Canada’s technology sector is exploding. Major hubs like Toronto, Vancouver, Montreal, Calgary, and Waterloo produce thousands of high-paying tech jobs. Below are a few that provide high work opportunities for international students.

  1. Software Developer/Engineer

The average salary of a software engineer in Canada is $80,000. Software developers design, build, and enhance software applications and systems.

Most companies actively hire international students for developer roles if you boast of knowledge of coding languages like Java, Python, C++, and skills in SQL databases, web frameworks, and Agile methodologies.

Pursuing relevant computer science co-ops and highlighting experience with desired programming languages on your resume will grab employer attention. Many new graduates also complete coding boot camps and participate in hackathons to develop the hands-on abilities employers need in new developers.

2. Data Scientist

On average, the salary of a data scientist is within the neighborhood of $84,000.

Data scientists mine company data to uncover insights that drive strategic moves and operations. This field combines analytics, statistics, data mining, and machine learning.

While challenging, data science is one of the hottest roles right now with high pay and thousands of unfilled job openings. International students who majored in computer science, statistics, applied math, or engineering and developed data modeling skills through internships have a strong edge when job seeking.

Healthcare Sector

Canada’s expansive healthcare sector faces pressing talent shortages as its population ages. Hospitals, clinics, labs, and long-term care centers are prime employers. You can work as:

3. Registered Nurse

As a registered nurse in Canada, you can earn up to  $80,000 or more annually. Nurses provide and coordinate patient care, educate patients, and advise families. Nursing salaries start at $60,000 for new BScNs and reach over $100,000 for NPs.

Each province has different licensing processes but usually requires 1 to 2 years of local experience. Newcomers gain this through volunteering, mentorships, bridging programs, and working as a graduate or registered practical nurses.

4. Medical Laboratory Technologist

The average yearly salary of a medical laboratory technologist is Median S: $50,000.

Lab techs operate sophisticated medical equipment to analyze clinical specimens and body fluids to uncover diseases and monitor patient health. Your science degree and lab skills make you a strong candidate for work opportunities in Canada.

Finance and Busines

Major financial centers in Toronto, Vancouver, Calgary, and Montreal need qualified newcomers to fill talent gaps. Your degree in any of the following presents you as a candidate for jobs in the finance and business sector in Canada.

5. Financial Analyst

You can earn as much as $70,000 yearly as a financial analyst in Canada. Financial analysts assess economic conditions and guide investments, mergers, and trends.

International graduates succeeding in this field double down on internships, excel at financial modeling, and obtain CFA certification.

6. Business Analyst

If you’re in this job in Canada, your take-home pay every year will be around $68,000 as a yearly salary. Business analysts bridge IT and business operations. Math, statistics, business, or IT degrees coupled with process improvement experience through co-ops position graduates for success.


Engineering offers immigrants abundant opportunities to secure jobs before arrival and thrive in Canada. If you’re lucky to find your way to Canada as an international with a degree in any of the branches of engineering below, you have a high chance of working in Canada.

7. Civil Engineer

As a civil engineer in Canada, your median salary is around $80,000.  Civil engineers plan and manage complex infrastructure projects like transit systems, bridges, and cityscapes.

Landing these jobs requires internship experience, good communication skills, and a degree from an accredited Canadian engineering school to qualify for provincial licensing.

8. Electrical Engineer

The average annual salary of an electrical engineer in Canada is $87,000. Electrical engineers design, develop, test, and supervise the manufacturing of electrical equipment like electric motors, navigational systems, and power generation. Canadian experience through work placements provides a huge advantage.

Natural Sciences

Work opportunities exist in Canada for international students in the following fields of natural sciences.

9. Biotechnologist

A biotechnologist in Canada can earn as much as $70,000 in a year. Biotechnologists utilize living cells to produce useful products like antibiotics, vaccines, and sustainable fuels. Graduates with biotechnology, bioengineering, or microbiology degrees can access these roles.

Factors Influencing High-Paying Work Opportunities in Canada

While your major matters, several other elements impact your ability to land a high-paying job in Canada, including:

  • Education and Technical Skills

Degrees like engineering, computer science, data science, nursing, and finance lead to higher salaries. Develop expertise in niche technical skills like R, MATLAB, specific programming languages, and EHR systems.

  • Relevant Canadian Work Experience

Canadian employers value co-ops, internships, and campus jobs. These demonstrate you can apply theory in real work settings and adapt to workplace norms. Highlight paid projects and accomplishments.

  • Industry Growth and Talent Shortages

Research thriving fields like technology, healthcare, skilled trades, and business services with major labor shortages. Newcomers are in demand here.

  • Language Abilities

Boost English or French skills through conversation partners, apps, tutoring, and public speaking clubs like Toastmasters so you can communicate confidently in interviews and workplace settings.

  • Location Flexibility

Consider smaller cities like Regina, Edmonton, Halifax, and Winnipeg where competition is lower but jobs abound. Getting Canadian experience helps access roles in bigger hubs later.

  • Cultural Fit and Mindset

Understand workplace norms around teamwork, effective communication, confrontation, and punctuality. Show your flexibility, collaboration skills, and eagerness to learn.

READ ALSO: 11 Practical Tips for Managing the Cost of Living in Canada as an International Student.

Maximizing your employment prospects requires blending the right education, experiences, job search strategies, and professional brand.

Steps to Secure High-Paying Jobs as an International Student

How exactly can you get hired by top Canadian employers as a newcomer? Follow these proven tips:

(a) Enhance Your Skills and Qualifications

  • Complete certificate courses online or through colleges to build specialized expertise like PMP, SQL, CPA, and SAS.
  • Develop high English proficiency through conversation clubs, tutoring, side gigs translating, or writing blog posts.
  • (b) Gain Relevant Canadian Work Experience
  • Complete at least 3 co-ops through your university’s internship program.
  • Take on part-time or volunteer campus roles like peer mentor, library aide, or hospital volunteer.
  • (c) Network and Build Connections
  • Attend industry meetups, conferences, and association events in your field to connect with professionals.
  • Join LinkedIn groups for new immigrants, CPA Canada, technology associations, and more.

(d) Optimize Your Resume and Interview Skills

  • Tailor your resume to Canadian formats highlighting transferable skills, quantifiable achievements, and technical tools mastered.
  • Practice common interview questions around leadership, collaboration, overcoming challenges, and conflict resolution.
  • With determination and the right job search approaches, international students can access meaningful careers that unlock their potential and help them thrive as new Canadians.


Canada offers international graduates an unrivaled environment to launch exciting careers with ample work opportunities across industries. While the job search brings unique obstacles for newcomers, setbacks can be overcome through savvy planning, continuous skill development, tapping immigrant networks, and understanding workplace norms.

By choosing in-demand fields primed for growth, gaining local experience, honing your resume and interview abilities, and developing language and cultural know-how, international students will discover rewarding work opportunities in Canada.

The future is bright for newcomers who leverage Canada’s thriving job market to fulfill their career aspirations and join the ranks of accomplished immigrants driving this nation’s prosperity.

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